Pay Swiss QR invoices with stablecoins. Generate ISO 20022 bank statements from on-chain data. Bridge Solana to SAP, Bexio, and Abacus — no bank required.
Bridging the Swiss financial system with Solana-based stablecoins — for payments and for accounting.
Scan or upload a Swiss QR invoice and pay it directly with stablecoins on Solana. VCHF, EURC, USDC — your wallet, your choice.
Launch App →Bidirectional Solana ↔ ISO 20022 message gateway. Generate bank statements and custody reports from on-chain data, or execute payment orders.
Launch App →~6 million users, ~600,000 organisations, ~60 million invoices each month. The Swiss QR-bill is the most stable interface in payments.
Stablecoins can be registered as an "alternative procedure" within the QR-bill standard — first unofficially, then officially. The data structure already supports it.
A Swiss payment standard file goes in, a Solana transaction comes out, and a Swiss accounting import comes back.
Creditor creates a Swiss QR-bill. The structured payment data encodes as a standard pain.001 payment order.
Debtor uploads the pain.001 to isofix. IBAN resolves to a Solana address via SNS. Stablecoins sent with QR reference memo.
Creditor connects wallet, generates camt.054, imports into Bexio. Auto-match via QR reference. Done.
Generate XML that imports directly into SAP, Bexio, or Abacus.
BankToCustomerStatement — SPS 2009. Stablecoin history as a standard bank statement.
BankToCustomerDebitCreditNotification — SPS 2024. Real-time payment notifications.
SecuritiesBalanceCustodyReport — ISO 2019. SPL token holdings with blockchain address field.
CustomerCreditTransferInitiation — SPS 2009 Swiss flavor. Upload payment orders, execute as SPL transfers.
Domestic payments in the currency your invoices are denominated in.
No React, no Node.js, no build tools. Open the file and it works.
┌─────────────┐ ┌─────────────────────┐ ┌──────────────┐ │ Solana │ ──RPC──▶│ isofix │────XML──▶│ Bexio / SAP │ │ Blockchain │ │ (single HTML file) │ │ / Abacus │ └─────────────┘ └─────────────────────┘ └──────────────┘
Every line visible in a single file. Read what it does before connecting your wallet.
Drag it to Netlify, open from desktop, host on IPFS. Runs anywhere a browser runs.
No node_modules, no dependency vulnerabilities, no build artifacts to trust.
Standardized invoicing, unified accounting ecosystem (SAP, Bexio, Abacus), and the BIS Innovation Hub in Basel.
Crypto Valley. Lugano and Zug accept crypto for taxes. Home to Ethereum, Solana, and Cardano foundations.
VCHF, CHFD, ZCHF, CHF wCBDC on SDX. Swiss Bankers Association exploring deposit tokens.
20+ years TradFi — FX, equity, payments, DLT. 10+ years in crypto.
Web3 and Solana specialist. Core apps and on-chain integrations.
Partnership growth. 8 years in crypto. Women in Web3.
Research partner: Prof. Dr. Aleksander Berentsen, Universität Basel
Encode Hackathon 2024, Solana Foundation.
Winner 2024 — Innosuisse grant recipient.
Building isofix for DoraHacks institutional stablecoin hackathon.
Swiss payments, stablecoins, ISO 20022, and the infrastructure between them.
A standard Swiss payment order becomes a Solana transaction and returns as an accounting import.
Auditability, portability, and zero supply chain risk in financial software.
Using Bonfida SNS subdomains to bridge IBANs and Solana wallets.
Source code & documentation
Pay Swiss QR invoices with stablecoins
Solana ↔ ISO 20022 gateway
IBAN-to-Solana via Bonfida SNS
DoraHacks hackathon
Official SPS guidelines
Universal financial messaging
On-chain transactions & tokens
Whether you're a stablecoin issuer, an SAP consultant, a fintech developer, or a bank exploring digital assets — we'd love to talk.